The F Word Programmes:
3 steps to a brighter financial future

Our programmes

If you think you need to do something different to get your business to the next level and you don’t want to waste any more time, we can help.

We offer a range of programmes, giving you an honest insight into the financial realities of a small business and can help navigate you towards a better, more profitable future with our proven step-by-step approach.

The Cash Academy

The Cash Academy is designed to advise you on the best habits to adopt in order to build cash for yourself and the business. This will ultimately reduce the risk of you getting into financial difficulty and enable you to make better business decisions.

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Financial Health Check

Using our unique diagnostics, we’ll take you through a full financial health check. This includes accounting data, systems processes and controls, financial skills, financial tools information and reporting, business protection, and of course your financial strengths.

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Future Forecasting

Future Forecasting is where we will work with you to fix any of the issues identified in the Health Check. Here we will create a solid foundation on which your business can thrive and build on the financial strategies we put in place.

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Why work with The F Word?

The F Word exists to guide you through the myriads of your business model and help fix the daily financial frustrations you’re experiencing. Watch our short video to see how we can help you and your business be at one with your finances.


We offer honest, straightforward advice, so that our clients can be sure of a transparent relationship every step of the way.


We offer advice in any areas of business we can, from finances to overall business performance.


We listen to our clients’ needs and offer them the support needed to grow a financially stable business.


We understand the pressures of running a business and we’re here to help navigate you through the highs and lows.

What our customers say

I worked with Martin for a number of years and always found him to be intellectually strong with an extremely good understanding of how to turn raw data into valuable business insight. His input has always been first class and would be of real benefit to any business.

Rob ParkerTopps Tiles Plc

In a recent customer satisfaction survey, we cited more regular meetings with Martin as a desirable improvement. Within a few days one of Martin’s team was on the phone to ascertain the type of meetings and frequency required and booked these in. I would have no hesitation in recommending Martin and his team to anyone looking for professional, affordable accountancy services.

Matthew JonesThe Purple Property Shop

Martin comes here every month and presents this amazing monthly reporting analysis, which gives all the trends in this very easy, graphical format that you can use. It tells me exactly, at a glance, which areas I need to focus on, in terms of marketing. It gives me forecasts of sales, against budgets, against revenue and profit margin. It tells me my break-even point. It gives me all of this future, forecasted profits. The everything… so many graphs. I never had anything like this, and it is absolutely brilliant that not only do I get this report, but he actually makes time to come out and actually go through it.

Celia GazeThe Wellbeing Farm

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